Recent Blog Posts
Limiting the Risk of Drunk Driving Accidents During the Holidays
The holidays can be the most magical time of the year. Seeing old friends and family, watching children open presents, or sharing a favorite holiday meal can put a smile on anyone’s face. The holidays are also the time of year that many people travel. The increase in traffic combined with hurried drivers eager to make it to their destination on time can make travelling during the holidays challenging. When individuals add drinking and driving to the equation, the risk of getting into an auto accident skyrockets. The National Highway Transportation Safety Administration (NHTSA) estimates that drunk driving usually contributes to approximately 30 percent of highway fatalities. However, this number doubles to nearly 60 percent during the time between Thanksgiving and New Year’s Day. This holiday season, make a commitment not to drive under the influence of drugs or alcohol.
The Dangers of a Quick Settlement After a Car Crash
When you have been hurt in a car accident, you may be facing a myriad of challenges, including recovering from your injuries, getting back to work, and generally dealing with the aftermath of the crash. Unfortunately, things can become even more difficult when the insurance companies get involved.
While insurance coverage is a consideration in virtually every car accident, it is not uncommon for carriers to offer much less than you would need to start putting your life back together properly. Insurance companies are well-known for their “lowball” settlement offers that seek to minimize their payouts and avoid costly litigation.
Protecting Yourself from Insurance Companies
If you were injured in a crash and are in the process of negotiating with an adjuster—either from your own insurer or that of the party who caused your accident—it is important to keep in mind that:
Cell Phone Notifications Alone Can Cause Driver Distractions
For years now, public awareness campaigns have been reinforcing the inherent danger of cell phone use while driving. In fact, one could argue that the war against texting and driving is nearly equivalent to the anti-drunk driving efforts of the 1980’s. Today, 47 states and the District of Columbia have instituted complete bans on texting while driving, while Texas and Missouri maintain bans for younger drivers. Only Montana and Arizona have no laws prohibiting such mobile device use. However, a new study suggests that simply hearing a cell phone notification may be just as distracting as actually using the device.
Interesting Research
Conducted by researchers at Florida State University, the study was published in the Journal of Experimental Psychology. Lead author Cary Stothart and his team examined the impact to an individual’s attention caused by a cell phone notification—either an audible tone or vibration—while performing a task that demanded concentration. Using a non-driving computer project, test subjects were asked to perform an attention-intensive task twice. During the second round, participants received either a call, a text, or no notification, but were not permitted answer the call or read the message. The subjects were not aware that the texts and calls were part of the study.
Watch for Delayed Symptoms After a Car Accident
Auto accidents happen so quickly and are so traumatizing that a person’s adrenaline can mask the symptoms of an injury. Unfortunately, some of those injuries may be severe. In some cases, they may even be life-threatening. With that in mind, it is recommended that every accident victim know the most commonly experienced delayed injury symptoms. Learn more about them, and discover where you can find assistance with your claim, with help from the following information.
Head and Brain Injuries
Of all the types of injuries a victim can sustain during an accident, those involving the head are among the most common. They are also one of the easiest to miss. Victims may not be aware of hitting their head, may lose consciousness, and often lack any open wounds. Furthermore, it does not take an actual blow to the head to sustain a head injury; all that is needed is enough of a force to jar or shake the brain inside the skull. If you experience persistent headaches; changes in mood, personality, or physical function; or feel dizzy or lose consciousness, seek immediate medical help. You may have a head or brain injury.
Safety Features to Consider When Looking for a New Car
According to data from the Centers for Disease Control and Prevention, between 2 and 3 million Americans experience an auto accident injury that requires emergency medical attention each year. Overall, that same care is expected to cost victims some $18 billion throughout the course of their lives. Those accidents also cost victims about $33 billion in lifetime employment earnings.
While not all accidents can be prevented, there are ways that victims can mitigate their risks. This is especially true when it comes to reducing the risk of serious injury—and it all starts with choosing the right vehicle for you and/or your family.
Using Safety Ratings to Choose Your Vehicle
Safety ratings come from all kinds of sources, but not all are unbiased or reliable. For example, the National Highway Traffic Safety Administration (NHTSA) tests and rates cars, but the agency only sets mandatory standards. In contrast, the U.S. Insurance Institute for Highway Safety (IIHS) is a non-government agency. They are actually funded mostly by insurance companies, so they have a good reason to keep drivers safe behind the wheel.
What You Should Know About Speeding-Related Accidents
America is full of busy people. There are workers rushing to their jobs, and parents shuffling their children off to school and soccer practice. Then there are those who are running late to a doctor’s appointment, or in a hurry to get to the airport. Unfortunately, all that hustle and bustle means that some drivers are going faster than they should. That can increase their risk of causing an accident, and may also lead to more serious injuries for victims. If one has happened to you or someone you love, know your rights, including your right to pursue full and fair compensation.
Respect for Speed Limits is Deteriorating
While most people do recognize that speed limits are the law and not a suggestion, researchers suggest there is an erosion of respect for those laws. In fact, a 2002 study found that one-third of drivers admitted to regularly driving at least 10 miles an hour faster than other road users. These were all self-reported incidents, which suggests the numbers could be much higher.
High-Dose Vitamin D May Ease Depression and Fatigue for Spinal Injury Victims
Spinal cord injury victims often experience depression and fatigue after their injury. Caused, perhaps, by a mixture of issues that range from decreased social interaction, lack of sunshine and mobility, decreased social interaction, pain, trauma, and more, these ailments can be further exacerbated if the patient also suffers from vitamin D deficiency. Thankfully, one study has found that high-dose vitamin D supplementation could ease the severity of both symptoms, even among those who are not deficient.
Vitamin D Supplementation for Spinal Injuries
Scientists have previously found that spinal cord injury victims are between four and five times more likely to develop a vitamin D deficiency than those without such injuries. As it turns out, depression and fatigue are some of the most commonly experienced symptoms among those who have deficient vitamin D stores.
What to Do if You are Injured on Someone Else’s Property
Injuries—they can happen anywhere. Sometimes, they are simply accidents with no real traceable cause. But, defective staircases and sidewalks, falling objects, wet or sticky floors, a lack of security, or improper restraint of an animal are, most often, a case of premises liability.
What you do in the days, weeks, and even months after such an incident can determine whether you receive fair compensation for your any injuries you may have sustained. The following steps will guide you, regardless of whether the incident occurred at another person’s home, a government establishment, public place, or business.
#1 – File a Report
If you are personally injured while on a homeowner’s property, you should notify the owner of the property that the incident occurred. Similarly, if you were injured while at a store, government establishment, or place of business, you should speak with the manager or a member of security and request an incident report. Fill it out, to the best of your abilities, and always request a copy before leaving the premises. This is an important, but often forgotten, piece of evidence by many people injured in premises liability cases.
What to Do If You Are Hit By an Uninsured Driver
Getting into a car accident is most of the most stressful things a person can experience. Finding out that the person who caused the accident did not have auto insurance can be even more devastating. Generally, when a person causes a car crash, their insurance is responsible for compensating the other individuals involved in the accident. Without this insurance, the process of recovering costs associated with the accident can be significantly more complicated.
Uninsured Motorist Coverage
Automobile insurance is required by California law, but some individuals choose to drive without insurance anyway. Because of this, car insurance companies offer uninsured motorist coverage and underinsured motorist coverage. Uninsured motorist coverage is insurance which guarantees that the policyholder will be covered if they are involved in an accident caused by an uninsured motorist or are in a hit-and-run accident. California state law requires an uninsured motorist provision to be included in all auto liability policies. However, you may voluntarily decline this coverage via written request.
Unexpected Causes of Distracted Driving
By now, you have probably already heard about the dangers of texting while driving. The National Highway Traffic Safety Administration, AT&T, AAA, nonprofits, and other organizations have spent millions of dollars on campaigns to stop texting and driving. However, there are many other ways that drivers become dangerously distracted on the road.
Children Can Be More Distracting Than Texting
If you have children, you probably spend a lot of time transporting them from after school activities, to friend’s houses, or back and forth from school. According to several studies, you may be driving while distracted. One study showed that children were twelve times more distracting to a driver than texting was. Research has also shown that parents with children in the car spend, on average, three minutes and twenty-two seconds with their eyes off of the road for every sixteen minutes they are diving.