Uninsured and Underinsured Motorist Attorney in San Jose

Santa Clara County Lawyer Serving Clients Injured by Uninsured and Underinsured Drivers

Any serious car accident is bad news, especially when there are injuries — but more so when the driver of the other car is uninsured or underinsured. Without adequate insurance coverage, there may be no way to pay the bills, regardless of who was at fault.

If you are uncertain about the insurance coverage you can receive after being involved in a car accident, talk to a San Jose uninsured motorist accident lawyer with over 45 years of legal experience handling personal injury claims in California. At the Law Office of John J. Garvey, III, we provide guidance and legal representation in these situations, and we can help you file insurance claims and take steps to receive the coverage you deserve. Contact us to explore your options and learn how to deal with an auto accident involving serious or catastrophic injuries and insufficient insurance coverage from the other driver.

Insurance Coverage in Accidents With Uninsured Drivers

Uninsured motorist coverage generally applies to claims involving drivers without any type of liability insurance on their vehicle. If your policy includes uninsured motorist coverage, you may file a claim with your own insurance company for your injuries or losses. In these situations, you must prove your claim that the other driver was at fault and uninsured. Few consumers — if anyone — can navigate these waters without the assistance of an experienced San Jose uninsured motorist lawyer.

You may be astonished to discover that your own insurance company has become your legal opponent rather than your advocate after a San Jose area car accident involving an uninsured motorist. If your claim cannot be resolved through negotiation, it may be necessary to take the matter to binding arbitration. This is a complicated area of the law that demands skill, knowledge, and guidance from an experienced uninsured motorist car accident attorney. Attorney John Garvey can provide the representation you need in these situations, and if necessary, he can help you pursue litigation to recover the compensation you are rightfully owed.

Underinsured motorist coverage is handled similarly to cases involving uninsured drivers. This type of coverage may be available to address any damages you have suffered that are beyond the limits of the insurance policy of a driver who was at fault for an accident. However, there are important differences that may need to be addressed when handling an underinsured motorist case. Complex nuances in this area of law require the attention of an attorney with experience handling similar types of claims. John J. Garvey, III can make sure you take the right steps in these situations to collect the available benefits.

Contact Our San Jose Uninsured Driver Accident Attorney

If you have suffered injuries or other damages in a motor vehicle crash, you can learn more about what to do after an auto accident. By taking the correct steps, you can protect your rights and your ability to receive financial compensation. At the law firm of John J. Garvey, III, we can provide you with a well-informed analysis of the options for receiving compensation that will cover your medical bills, property damage, lost income, and other damages. Contact our experienced San Jose uninsured motorist accident lawyer at 408-293-7777 to schedule a free consultation. Because we handle these cases on a contingency basis, no fees will be required until you receive a recovery of your damages.